For Retirement Savers
What it’s about: Here’s the journey we’ve created for retirement savers. We’ve broken it all down in the simplest terms, in the most convenient definitions. We give you everything you need to learn the basics, the resources to open a retirement account, and the confidence to start investing.
Why it’s important: Investing is awesome and it’s helped us reach our financial goals. However, we’ve also felt the pain of trying to figure it all out and realized it doesn’t need to be complicated. So, we’re building a better way and sharing it with you.
Key takeaway: You can do this. We’re just here to help.
Here is a quick rundown and a handful of lessons to try out so you know what to expect.
1 Learn the lingo 10 lessons
Retirement is something people often put on the back burner. They usually put off planning and putting money away for it because it feels so far away...until it’s right around the corner. That’s when it’s too late. Don’t underestimate the cost of waiting. When it comes to investing for retirement, nothing will make you richer than giving your money more time to grow.
Squirrels are investors. Are we investors?
Let's step through some commonly used words in the world of investing.
It's a mistake to underestimate the cost of time. How much are we missing out on when waiting to invest?
What do you want your retirement to look like? Even though it might be a long time from now, it’s fun to dream about those years!
Goals are essential to successful investing. So how do we come up with them?
It’s easy to get off-track without a map. So how do we invest without getting lost?
After prioritizing our invesment goals, how do we set ourselves up for success?
The future is filled with uncertainty. How should we think about risk when investing?
Nicolas Cage is an award-winning Hollywood actor. What are some financial decisions that cause the biggest stars to fall?
We experience regret. How can Robert Frost help us make better financial decisions?
2 Participate in a retirement plan 6 lessons
Many companies and organizations offer retirement plans to their employees. Perhaps you’ve heard of 401(k)s or 403(b)s somewhere before. These accounts have some great benefits and make investing for retirement incredibly simple, with less effort than it takes to make your bed in the morning.
What are some advantages of using retirement accounts?
Most employers offer retirement plans for our benefit, but what are they?
Retirement accounts have some great benefits, but are there strings attached?
Walk through the process including all of the things you need to set up your retirement account.
Know what to do when you change jobs and how you can take your investments with you.
Learn about different types of accounts and the tax-saving strategies for now and later.
3 Start with a basic portfolio 9 lessons
You’ll finally get things up and running with a really basic portfolio. It takes surprisingly little effort to put your money to work. With direct deposits from your paychecks and your account making automatic investments for you, it can be as easy as “set-and-forget”.
Creating goals and using strategies are important for success. How do we know if our strategy is working and how do we set reasonable expectations?
Find out who won a mysterious $1 million bet using the easiest way to invest.
Mutual funds and ETFs are two very common investments. What is the difference and how do we know which one to go with?
Discover target-date funds, the all-in-one investment designed with goals like retirement in mind.
We're afraid to lose my money. Should we wait until there's a perfect time to buy?
We're ready to start investing with ETFs. How do we decide which ones?
Building out an income or dividend portfolio creates a steady flow of cash. What are some good examples of dividends ETFs and how do we compare them?
What are stocks and why do investors buy or sell them?
Governments and companies can borrow money. How can we make it an investment opportunity?
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What people are saying
"Its time to grow up and start saving yet I had no idea how..this app should be called Investing for Dummies, it HELPED ME SO MUCH! Within 1 week I knew how and where to put some money, I started small but looking forward to watching it grow."
Tracy Danee
"Archimedes has been a Fun yet Effective way to increase my financial I.Q. Whether I decide (in the future) to invest on my own or invest with a professional. On the app I had the option to choose a outcome-- say "saving for retirement"-- and after choosing the outcome, Archimedes offers a lesson plan designed to educate me on what I should know to make a intelligent decision. The lesson plan I followed (saving for retirement) was very well put together; with the reading material broken up by little videos that expounded more on the topic; and 1-2 question quizzes to encourage my engagement. Learning isn't black and white.... Some learn by reading; some by listening; some by doing. I am left with the impression that---being cognizant of this--the folk at Archimedes put together the lesson in such a way, that no style is left out and me, the user, has multiple inputs by which to learn. I encourage you--whether you're just starting on your investing journey or looking for a way to increase your financial I.Q. to try it out--- It's a great App!"
Joseph Jackson